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What is the difference between a stockholder of record (registered stockholder) and a beneficial stockholder?

Q:

What is the difference between a stockholder of record (registered stockholder) and a beneficial stockholder?

A:

If your shares are registered directly in your name with SAIC’s Registrar and Transfer Agent, Computershare, you are considered a stockholder of record (registered stockholder) with respect to those shares. If your shares are held in a brokerage account or financial institution, you are considered the beneficial owner of those shares. This is also known as holding shares in "street name." If you are a stockholder of record, all of your communications and statements will be provided by Computershare. If you hold shares in street name, your broker or financial institution will distribute communications and/or statements.